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A registered 501(c)(3) non-profit organization in the state of Texas

Get a Loan

PeopleFund provides flexible loans to small businesses, start-ups, and nonprofit organizations across Texas.

PeopleFund’s small business loans help entrepreneurs enhance their businesses and keep local economies growing. With financing available for equipment purchases, permanent working capital term loans, and revolving lines of credit, we provide access to capital with low down payment or equity contribution, flexible underwriting, no pre-payment penalties, and a lending team dedicated to helping you succeed through one-on-one training and business assistance & education.

We focus on businesses in low to moderate-income areas to make sure everyone has a chance at the American Dream. Click here to learn about our loan programs.

If you’re looking for a larger loan to purchase land, buildings, or equipment, click here to learn more about our SBA 504 program.

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Learn more about Loans

IT STARTS WITH YOU

WHERE WE'VE MADE A DIFFERENCE

PUTTING YOUR IDEA TO WORK

WHAT WE DO

PeopleFund provides financing and resources to build healthy small businesses. We help startups, nonprofits and existing small businesses with loans that offer:

  • Low down payment or equity contribution
  • Flexible loan terms
  • No pre-payment penalties
  • One-on-one business consulting and group training

WHAT SETS US APART

WE’RE NOT A BANK.We are a nonprofit lender and certified Community Development Financial Institution (CDFI). In over 25 years, we have lent over $130,000,000 to more than 3,000 unique small businesses and nonprofits that have created or retained over 11,000 jobs across Texas.

We lend to a wide range of businesses, from green technology startups to neighborhood cafes. We give each application personal consideration. We offer flexible loan terms to fit your needs and we’ll be there after the loan to make sure you have the tools and knowledge to succeed and grow.

We value diversity and innovation. We know that healthy small businesses and nonprofits who uphold these values are the foundation for prosperous families and communities. That is why it is our mission to help your organization grow, create jobs, and provide goods and services that build strong communities.

OUR MISSION

PeopleFund creates economic opportunity and financial stability for underserved people and communities by providing access to capital, education, and resources to build healthy small businesses.

IT STARTS WITH YOU

WE LEND THE FINANCIAL
SUPPORT TO GET YOU IN GEAR

AND PROVIDE THE KNOW-HOW TO MAKE IT WORK

TOGETHER, WE BENEFIT THE WHOLE COMMUNITY

LOANS

We customize loans to best suit your needs, whether it be a real estate or equipment purchase, working capital or line of credit. We are also a certified SBA micro-lender, SBA Community Advantage lender, and SBA 504 lender.

We lend up to $5 million through the SBA. There is no fee to apply.

BUSINESS ASSISTANCE
AND EDUCATION

We give you access to one-on-one consulting and group trainings on whatever topic you need. Our goal is to provide the knowledge and resources that help you succeed.

WHAT OUR CLIENTS SAY

  • “It was such a blessing to receive operations funding from PeopleFund. We literally would not have had money to move forward if not for what PeopleFund did for us.”

    —Stacy Zoern, CEO of Community Cars

  • “The wonderful team at PeopleFund gave me a chance to expand when banks could not. Now our business has room to grow and the opportunity to prosper.”

    —Lee Vallely, RedBird Pilates and Fitness

WHO WE’RE HELPING

42% Women-owned

62% Minority-owned

14% Veteran-owned

53% Startups