People Spark Loan Readiness Education


Small business ownership is not “one size fits all,” and we’ve tailored our PeopleSpark curriculum to reflect that.

Our PeopleSpark program offers curriculum, networking, and leadership training.

Learn from local business leaders, network with other entrepreneurs from your neighborhood, and discuss location-specific needs within our comprehensive and practical curriculum.

Over 3 days, 2 and a half hours each evening, you’ll learn how to build a business that can attract capital and thrive.

Dates & Location Information


Date: October 7, 8, 9

Time: 6:00pm – 8:30pm

Location: PeopleFund Houston | 2101 South Street  Houston TX 77009


Date: October 15, 16, 17

Time: 6:00pm – 8:30pm

Location: PeopleFund  Dallas | 2801 Swiss Ave Dallas TX 75204


The PeopleSpark Curriculum

Business Planning

A business plan tells the entrepreneur’s “story” in a simple, concise way. After reviewing the plan, the reader should understand exactly what business you are in, its legal entity, and what differentiates your business from its competitors. During this session, discover how to craft an executive summary that is a snapshot of your business plan as a whole and touches on your company profile and goals. This session will also cover how to develop a Business Owner Resume and conduct market research and industry analysis.

Financial Projections, Statements, & Planning

If you are seeking funding for your business, providing financial projections to back up your request is critical. Learn what information should be included.  This session includes creating a start-up project budget, use of fund statement and developing projections. A profit and loss statement is a projected income and expense plan. It summarizes your estimated revenue and expenses over a specified period of time. Learn how to think through questions you need to answer to arrive at accurate assumptions about your business. The balance sheet measures your business’s assets and liabilities. In this session we will discuss how to prepare a projected balance sheet for the first three years of business. Cash flow is the required cash it takes to keep your business operating on a day-to-day basis. This session will cover small business accounting, what tasks to outsource  and also provide a Quickbooks overview.

Credit Review

A credit review will help you put your best financial foot forward. Understanding what affects your personal and business credit can resolve historic issues, identify issues or mistakes in your credit history, and showcase how to build credit.

Access to Capital

We’ll provide you with an overview of access to capital to ensure you understand the community resources available to help your business grow. This session will highlight loan products, questions to ask your lender, the 5 C’s of credit, and how loan processes work. We’ll then review the types of documentation lenders need to underwrite a loan and show you how to build or obtain those documents.

Next Steps

No two businesses are the same, and we’ll work with you to build a roadmap for success. We’ll review the needs for credit recovery, business plan assistance, business financial advising, access to capital, certifications, and other next steps you’ll need to build your business.


Have questions? Contact us to learn more.

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